Financial Goals

 

 

If you’re like most people, you wake up in the morning and take a quick look at your face in the mirror on the way to the shower. If you like what you see, it’s a good sign you’re going to have a great day! For me, my budget and bank account balance is my financial ‘face’. Every morning, I wake up and log into internet banking. Do I smile or do I frown? Well that really depends on what I would like to see at that specific point in time. I’m smiling a majority of the time because I’ve put in place plans and budgets to guide me in reaching my financial goals, and my bank balance simply confirms my progress in achieving them.

Financial goals are really important. You may want to better your financial future, save up for the big spend of Christmas, plan for a holiday, buy your loved one something extra special or get yourself that pair of shoes you’ve been eyeing off in the designer store window. Whatever you want to achieve, you need a clear plan and a way of checking up on your progress.

Budgets are really important too. In a previous article, I wrote about key things to do when planning and monitoring your finances. To recap, you need to work out how much money you need and by when; then how much comes in, goes out and is left over each month. This is a simple budget. After you’ve juggled the numbers to make it work, and made a few sacrifices, this becomes your road-map. You need to follow this guide meticulously to ensure you meet your goal, whatever that may be. Of course, there will be bumps and road blocks along the way but with your guide in hand and a clear picture of the goal, you’re going to get back on track quickly. Imagine driving down the road trying to find an address you’ve never travelled to before, with only road signs to rely on and no planning done before you left home. Scary? Now imagine you did your planning before you left, printed out maps, visualized land marks, or programed the destination into your sat navigation system. This is my point exactly. Budgets are important.

You need to ask yourself a few questions: Do you know where you’re going? Do you know how to get there? Do you know when you’re going to get there?

The answers may be simple but they mean a lot. If you want to wake up every morning smiling because you know for a fact that you are on your way to achieving your financial goals, then you need to put some key things in place and you’ll get there!

If all of the above seems too overwhelming, or your need someone to keep you in check, then you’re going to need some accountability. A coach will review your situation, help you set goals, monitor your spending, and provide a solution that wont negate your savings with exorbitant costs.

Our firm, has developed a hassle free savings management solution called Cash Flow Coach. Our clients love it. Check it out here.

Disclaimer:

The information contained in this article is general in nature and is not intended to represent tax or financial advice. As each person’s circumstances are different, independent advice should be obtained prior to any action being implemented.

We’re Live

 

 

After months of planning, developing, testing, and developing and testing (We’re tired just thinking about it), the new Equus Partners website is live. WELCOME!

It has been a while in the making now but the team is elated with the completion of the site. We’ve certainly put in hours getting it together, which wouldn’t have been possible without the awesome assistance from our friends at Straight Arrow and Michelle Elias at Lime Media.

Now it’s here, I’d better tell you a little about it. Unfortunately, we’ve (accountants) been plagued by generalists as being a ‘boring’ bunch. THEY’RE WRONG! And hopefully, by taking a tour of the site, you’ll see why we’re not boring. We’ve concentrated on delivering our content by video wherever possible, including our overly animated services page – Check out Nadi and Chris in action. In a few clicks, you’ll get a quick intro about us, learn about Our Why, and then get amused at how passionate we are about the wealth-creating services we provide to our on-the-road-to-success clients. Take a look and let us know what you think.

The reason we created this site stemmed from our desire to climb the tallest mountain and shout out from the rooftops, telling the world about our values and our culture. Let me share them with you:

WORK HARD PLAY HARD – We promote a culture of work-life balance internally and for our clients.

DO IT RIGHT – If we do it, we do it right the first time.

FOREVER FORWARD – We’re always finding ways to improve ourselves, every day and in everything we do.

ALWAYS TAKE ON A CHALLENGE – We never back down from a challenge and are always determined to succeed.

PRACTICE WHAT WE PREACH – We do what we say and we say what we do. If we advise it, we’ve done it ourselves.

WORK TO LIVE – We love what we do but we know to be successful in what we do requires having substance to our lives and an amazing life outside of work.

These values are what makes us and keeps us in check. We live, breath and work these values day in day out. We’re proud about them.

The other reason we created this site came from our years of success in offering value-added packaged services. For years we’ve been engaged by our clients on a fixed-fee, monthly payment, almost-all-inclusive package basis and we’ve never told anyone else about it. We’re proud of the way we work, and our offering, and would love for others to know about it. When you get a chance, take a look at our awesome packages.

Again, welcome and enjoy. Take a look around our new “place”. Let us know what you think. We’d love to see you more often too!